The Kentucky Division of Insurance regulates the Commonwealth’s insurance market, licenses agents and other insurance professionals, screens the monetary situation of corporations, educates shoppers to make clever selections, and ensures Kentuckians are treated fairly in the market. Arbitrator DiGirolomo cited to relevant case law that referenced that the usual for determining residency for purposes of insurance coverage requires one thing greater than short-term or physical presence and requires at the least some extent of permanence and intention to remain.
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Disinformation thus thrives on the absence of wholesome confrontation with other sources of information that might successfully challenge prejudices and generate constructive dialogue; as a substitute, it dangers turning folks into unwilling accomplices in spreading biased and baseless concepts.
If there isn’t a such likelihood of loss, then the transaction may have the form of insurance, however not the substance (see the U.S. Financial Accounting Requirements Board pronouncement quantity 113: “Accounting and Reporting for Reinsurance of Short-Length and Lengthy-Length Contracts”).
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